OneMain Financial: Best In-Person Loan Experience

OneMain Financial: Best In-Person Loan Experience

If you want to accomplish company having a loan provider face-to-face, OneMain Financial can be a fit that is good. The lending company has very nearly 1,600 branches in 44 states where it gives unsecured loans that are personal borrowers with less-than-perfect credit. Interest levels begin at 18per cent and qualified candidates might be able to borrow as much as $20,000.

Many branches readily available for borrowers whom choose to satisfy or get funds face-to-face

No prepayment penalty in the event that you prefer to spend your loan off early

Soft credit pull utilized to test for prequalified provides

Tall interest that is starting in contrast to various other subprime loan providers

Optimum loan level of $20,000 is low in contrast to other personal bank loan providers

Origination charges and belated charges may be charged along with interest expenses

Other important info:

  • Minimum/maximum amount it is possible to borrow: $1,500 to $20,000
  • APR range: 18percent–35.99%
  • Charges: Origination charges may be a fee that is flat $25 to $400 or 1percent to 10per cent of the loan quantity, dependant on your state of residence. Belated charges also vary by state and certainly will be since high as $30 per belated re re payment or 15% for the size of your payment per month. Continue reading